Many clients who have completed their self-employed registration in Palma de Mallorca through our accounting and business consultancy firm in Palma de Mallorca want to benefit from the current self-employed grants in the Balearic Islands, such as the well-known “Cuota Cero” subsidy. This grant can reimburse up to 100% of the Social Security contributions paid during your first year as a self-employed worker.

Although the process is relatively straightforward and you can apply on your own, we can also help you manage the application and review all documentation to avoid issues or delays.

This subsidy can refund up to 100% of the Social Security contributions paid during your first year as a self-employed worker. While the procedure is fairly simple, we can also help you handle it and review all the paperwork to prevent mistakes or delays.

What is the Balearic Islands “Cuota Cero” Grant?

The Cuota Cero grant is a direct subsidy designed to reimburse Social Security contributions paid by new self-employed workers between March 1, 2024 and April 30, 2026. Since this aid is requested for contributions that have already been paid and justified, once the application is approved, the Balearic Government will transfer the full accumulated amount in a single direct payment to your bank account.

Do You Meet the Requirements?

To qualify for this grant, you must meet all of the following requirements when submitting your application:

• Continuous Registration: You must remain continuously registered with RETA (or the first contribution group for sea workers or your professional mutual insurance system) from the moment you started benefiting from the reduced contribution rate until the date of application.
• National Flat Rate Scheme: You must comply with the Social Security conditions required to benefit from the reduced self-employed contribution rate.
• Location and Tax Registration: You must be registered in the Spanish Tax Agency’s business activity census (AEAT), carry out your business activity, and have your tax residence in the Balearic Islands.
• Municipal Registration: You must be officially registered (“empadronado”) in a municipality of the Balearic Islands during the subsidized period you are applying for.
• Up-to-Date Obligations: You must be up to date with payments to the AEAT, ATIB, and Social Security.

⚠️ Who Is Excluded?

Even if you meet the above conditions, the official call expressly excludes the following:

• Self-employed workers who are worker-members of cooperative societies or members of worker-owned companies.
• Individuals who have been sanctioned under regional equality or LGTBI rights regulations currently in force.

How Much Money Can You Receive?

The grant covers an amount equivalent to the national reduced self-employed contribution rate (set at €80 per month for 2024 and 2025) and is divided into three stages:

• First Year (Months 1–12): Refund of 100% of the reduced contribution rate from your initial registration date (up to €960 in savings).
• Second Year (Months 13–24): Refund of 100% of the reduced contribution rate, provided your annual net income is below the Spanish Minimum Wage (SMI) during that period. (This information will be checked internally by the Balearic Government with the Tax Agency).
• Third Year (Months 25–36): Funding of 50% of contributions during the third year, up to a maximum of €175 per month, provided you benefited from the reduced contribution rate during the first two years.

Step-by-Step Guide: How to Apply for the Cuota Cero Grant

The application period on the official CAIB Electronic Office is open from May 10 to June 10, 2026. Remember that grants are awarded on a strict first-come, first-served basis for COMPLETE applications. Prepare your documentation carefully to avoid correction requests that could leave you without funding.

Step 1: Gather the Required Documentation

Before starting the process, make sure you have the following PDF documents ready on your computer:

1. Social Security Contribution Report: The official PDF covering all the monthly contributions for which you are requesting the grant. If you contribute through a professional mutual insurance system, you must provide payment receipts instead. It can be downloaded from the Social Security Import@ss Portal.
2. AEAT Census Status Certificate: Your official proof of business activity, available through the AEAT Electronic Office.
3. Certificate of Municipal Registration (“Empadronamiento”): Issued by your local municipality in the Balearic Islands (for example through the Palma City Council Electronic Office).
4. De Minimis Aid Certificate from the Ministry of Finance: This is an official mandatory document expressly required by the BOIB. You must obtain the digitally signed official certificate by accessing the official procedure on the Ministry of Finance Electronic Office using your digital certificate. The system will instantly generate the official downloadable PDF.
5. *If you are applying through a civil partnership, community of property ownership, or limited company, you must also provide the company incorporation documents. If acting through a representative, proof of representation will also be required (unless already registered in the electronic registry of powers of attorney).

Step 2: Access the Online Procedure

Enter the official Balearic Government application portal through the following link: Official Cuota Cero Procedure – CAIB Electronic Office. You will need to identify yourself using a digital certificate or Cl@ve Permanente.

Step 3: Complete the Form and Declaration

Fill in your details throughout the application process. On the same platform, you will find the declaration regarding grants received for the same purpose. You must complete it, and it will be electronically signed together with the rest of the application at the end of the process.

Step 4: Upload the Files and Review the Authorizations

Upload the PDFs from Step 1 in their corresponding sections.

What about certificates proving you are up to date with payments? During the application process, the system will ask for authorization to allow the Balearic Government to verify your payment status with Social Security, AEAT, and ATIB, as well as your ID and employment history. We strongly recommend NOT refusing this authorization. If you refuse, you will be required to manually upload: the three certificates proving compliance with AEAT, ATIB, and Social Security obligations, a copy of your ID document, and your employment history report.

Step 5: Sign Digitally and Save the Receipt

Complete the process by digitally signing the application with your digital certificate. It is essential that you download and safely keep the submission receipt, as the date and time shown on it will determine your position in the queue for grant allocation.

Would You Prefer Us to Handle Your Cuota Cero Application Without Mistakes?

A small mistake when downloading the contribution report, ticking the wrong box, or unintentionally refusing authorization requests can cause your application to be delayed and potentially make you lose the grant due to the first-come, first-served system. In addition, government platforms often become overloaded during the final days of the application period.

At our consultancy firm in Palma de Mallorca, we professionally handle the entire process for you:

• We review your profile to ensure you do not fall under any BOIB exclusions (such as cooperative or worker-owned company members).
• We prepare, download, and organize all mandatory certificates and required documentation.
• We submit your application immediately through our professional registration system to secure your place in the application queue.

Secure your grant before the available budget runs out. Contact us before June 10 and leave the paperwork in professional hands.