{"id":62839,"date":"2025-07-13T11:25:33","date_gmt":"2025-07-13T11:25:33","guid":{"rendered":"https:\/\/emprendix.com\/?p=62839"},"modified":"2025-07-13T11:25:33","modified_gmt":"2025-07-13T11:25:33","slug":"what-happens-if-you-dont-have-funds-when-the-self-employed-quota-is-charged","status":"publish","type":"post","link":"https:\/\/emprendix.com\/en\/what-happens-if-you-dont-have-funds-when-the-self-employed-quota-is-charged\/","title":{"rendered":"What happens if you don’t have funds when the self-employed quota is charged?"},"content":{"rendered":"

As accountants in Palma de Mallorca<\/strong><\/a>, we often receive queries from self-employed workers worried about insufficient funds in their account when the Social Security fee is charged. If this has happened to you, here\u2019s what you should know about the consequences and how to resolve the issue to avoid further problems.<\/p>\n

When carrying out the registration as self-employed in Palma de Mallorca<\/a>, we always remind our clients how important it is to keep enough funds available in their bank account. However, unforeseen circumstances do occur, and some people end up facing the consequences.<\/p>\n

1\ufe0f\u20e3 The debt is generated automatically<\/h2>\n

When Social Security tries to charge your self-employed quota and there are insufficient funds, the charge is not attempted again automatically<\/strong>. Instead, the unpaid amount is registered as debt in your name within the Social Security system.<\/p>\n

2\ufe0f\u20e3 Surcharges for non-payment<\/h2>\n

Failure to pay leads to automatic surcharges that increase the longer you delay settling the debt:<\/p>\n